Jon Lee
Chief Executive Officer
Fluid Financial
Jon Lee is the CEO of Fluid Financial, a fintech company focused on developing secure, healthcare-aligned payment infrastructure. He has led the development of MedToken, a patent-pending technology designed to separate protected health information from payment data, helping medical practices enhance compliance while improving financial performance. Jon works closely with healthcare organizations nationwide to modernize payment systems without disrupting existing operations.
John Howard, JD, CIPP/US
Attorney, Clark Hill
Adjunct Professor of Law, University of Arizona
John Howard is a nationally recognized attorney specializing in data privacy, cybersecurity, and healthcare regulatory compliance. He advises organizations on HIPAA, HITECH, and emerging privacy laws, and teaches Data Privacy and Cybersecurity in Healthcare at the University of Arizona. John provides practical legal guidance on how evolving data frameworks impact healthcare providers and their operational environments.
About Fluid Financial
Fluid Financial LLC is a compliance-first payment and credit card acceptance platform geared toward physicians and office managers in healthcare and wellness practices. We help practices de-identify sensitive transaction data at the point of purchase while eliminating credit card fees through compliant pricing and payment strategies. Our platform is regarded as the gold standard for HIPAA and Cures Act–aligned payment privacy, simplifying daily operations, reducing compliance risk, and improving cash flow – without disrupting patient experience or staff workflow.